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medical reform

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dlm34077

Joined: 10 Feb 2007
Posts: 115
Location: AZ

Posted: Fri Aug 05, 2016 10:20 am Post subject: medical reform

Having dealt with the insurance adjustor, broker and the insurance company for the last five months, I have gleaned a lot of tips and will publish as soon as I have my issue settled. One point which can be shared now is the suggestion that although the FAA may eliminate the requirement for an FAA AME to issue a third class medical, the insurance carriers may still require an AME issued medical for aircraft above a fixed hull value. So there may be no legal requirement for the AME issued 3rd class but a practical requirement if one wants insurance.  

      	 		 			 				 			 		 		 			

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amekler

Joined: 07 Oct 2010
Posts: 164

Posted: Fri Aug 05, 2016 2:54 pm Post subject: medical reform

David,as an 	  Quote: 	
		  On Aug 5, 2016, at 2:17 PM, David <dlm34077(at)cox.net (dlm34077(at)cox.net)> wrote:

Having dealt with the insurance adjustor, broker and the insurance company for the last five months, I have gleaned a lot of tips and will publish as soon as I have my issue settled. One point which can be shared now is the suggestion that although the FAA may eliminate the requirement for an FAA AME to issue a third class medical, the insurance carriers may still require an AME issued medical for aircraft above a fixed hull value. So there may be no legal requirement for the AME issued 3rd class but a practical requirement if one wants insurance.





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amekler

Joined: 07 Oct 2010
Posts: 164

Posted: Fri Aug 05, 2016 2:56 pm Post subject: medical reform

David,As An AME this is what we have been told by the FAA:

Alan

What we know about the new â€œthird class medical reformâ€/ â€œPilotâ€™s Bill of Rights 2â€ legislation:

(H.R. 636 The FAA Extension, Safety, and Security Act of 2016):

Â·      Nothing will change immediately.  The FAA has 180 days to establish new rules and may enforce the existing rules until July 15, 2017.

Â·      The third class medical certificate will not go away.  Some general aviation airmen will still require it if they are flying outside the specified aircraft and flight parameters.  Also everyone will be required to have received a medical certificate within the past 10 years.

Â·      Medical evaluations will be required every 4 years and may be performed by any state-licensed physician.  There will be a specified certification statement which must be signed by the examining physician.

Â·      There are a variety of factors which may result in an airman choosing to continue to apply for a third class medical certificate, such as physician unwillingness to assume the liability for signing the new medical certification form.

 	  Quote: 	
		  On Aug 5, 2016, at 2:17 PM, David <dlm34077(at)cox.net (dlm34077(at)cox.net)> wrote:

Having dealt with the insurance adjustor, broker and the insurance company for the last five months, I have gleaned a lot of tips and will publish as soon as I have my issue settled. One point which can be shared now is the suggestion that although the FAA may eliminate the requirement for an FAA AME to issue a third class medical, the insurance carriers may still require an AME issued medical for aircraft above a fixed hull value. So there may be no legal requirement for the AME issued 3rd class but a practical requirement if one wants insurance.





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flying-nut(at)cfl.rr.com
Guest

Posted: Fri Aug 05, 2016 3:15 pm Post subject: medical reform

I'm an incurable optimist so I hope       these issues get brought to light during the NPRM comment period.Â        I never thought (and neither did Congress) that insurance       companies might have an issue with the Drivers License Medical.Â        I'll be going through my annual application and will pose the       question to my insurance broker.

       Linn

       

       On 8/5/2016 6:55 PM, Alan Mekler MD wrote:

     

      	  Quote: 	
		                       David,       As An AME this is what we have been told by the FAA:

       Alan                                                                                                   

                                    What we know about the new â€œthird class                     medical reformâ€/ â€œPilotâ€™s Bill of Rights 2â€                     legislation:

                   (H.R. 636 The FAA                       Extension, Safety, and Security Act of 2016):

                                      

                                        

Â·Â  Â  Â Â Nothing                       will change immediately.Â  The FAA has 180 days to                       establish new rules and may enforce the existing                       rules until July 15, 2017.                     

Â·Â  Â  Â Â The                       third class medical certificateÂ will                         notÂ go away.Â  Some general aviation                       airmen will still require it if they are flying                       outside the specified aircraft and flight                       parameters.Â  Also everyone will be required to                       have received a medical certificate within the                       past 10 years.                     

Â·Â  Â  Â Â Medical                       evaluations will be required every 4 years and may                       be performed by any state-licensed physician.Â                        There will be a specified certification statement                       which must be signed by the examining physician.                     

Â·Â  Â  Â Â There                       are a variety of factors which may result in an                       airman choosing to continue to apply for a third                       class medical certificate, such as physician                       unwillingness to assume the liability for signing                       the new medical certification form.                   

                 

                                                                  

                     	  Quote: 	
		               On Aug 5, 2016, at 2:17 PM, David <dlm34077(at)cox.net (dlm34077(at)cox.net)> wrote:

                                                          Having dealt with the insurance adjustor,                       broker and the insurance company for the last five                       months, I have gleaned a lot of tips and will                       publish as soon as I have my issue settled. One                       point which can be shared now is the suggestion                       that although the FAA may eliminate the                       requirement for an FAA AME to issue a third class                       medical, the insurance carriers may still require                       an AME issued medical for aircraft above a fixed                       hull value. So there may be no legal requirement                       for the AME issued 3rdÂ class but                       a practical requirement if one wants insurance.

               

                                                                                                                                                                 

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lyleapgmc

Joined: 19 Feb 2014
Posts: 57

Posted: Fri Aug 05, 2016 3:52 pm Post subject: medical reform

The insurance industry will use any lame excuse they can come up       with to charge more or deny coverage.  How does the higher hull       value equate to an AME issued medical?

          

The requirement for a medical issued within the last ten years is       total nonsense.  It was added by a congress critter who wanted his       name on the bill.  There is absolutely no substance to or basis       for that requirement.

          Lyle Peterson

     EAA 269676

     

     On 8/5/2016 5:53 PM, Alan Mekler MD       wrote:

     

      	  Quote: 	
		                David,       as an                     	  Quote: 	
		               On Aug 5, 2016, at 2:17 PM, David <dlm34077(at)cox.net (dlm34077(at)cox.net)> wrote:

                                                          Having dealt with the insurance adjustor,                       broker and the insurance company for the last five                       months, I have gleaned a lot of tips and will                       publish as soon as I have my issue settled. One                       point which can be shared now is the suggestion                       that although the FAA may eliminate the                       requirement for an FAA AME to issue a third class                       medical, the insurance carriers may still require                       an AME issued medical for aircraft above a fixed                       hull value. So there may be no legal requirement                       for the AME issued 3rd class but                       a practical requirement if one wants insurance.

               

                                                                                                                                                                 

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philperry9

Joined: 23 Nov 2011
Posts: 381

Posted: Fri Aug 05, 2016 4:43 pm Post subject: medical reform

The entire piece of legislation is a joke IMO.   We still have to visit doctors who follow a FAS medial checklist and have logbook endorsements.   Nothing has changed with the exception of pulling $$& out of

AME's pockets. 

The way this has been sold as 'reform' and 'the end of the medical' for the private pilot is a joke.   I look forward to visiting my doctor in Jan to get my logbook endorsement. 



Sent from my iPhone



On Aug 5, 2016, at 4:52 PM, Lyle Peterson <lyleap(at)centurylink.net (lyleap(at)centurylink.net)> wrote:

 	  Quote: 	
		                     

The insurance industry will use any lame excuse they can come up       with to charge more or deny coverage.  How does the higher hull       value equate to an AME issued medical?

          

The requirement for a medical issued within the last ten years is       total nonsense.  It was added by a congress critter who wanted his       name on the bill.  There is absolutely no substance to or basis       for that requirement.

          Lyle Peterson

     EAA 269676

     

     On 8/5/2016 5:53 PM, Alan Mekler MD       wrote:

     

      	  Quote: 	
		                David,       as an                     	  Quote: 	
		               On Aug 5, 2016, at 2:17 PM, David <dlm34077(at)cox.net (dlm34077(at)cox.net)> wrote:

                                                          Having dealt with the insurance adjustor,                       broker and the insurance company for the last five                       months, I have gleaned a lot of tips and will                       publish as soon as I have my issue settled. One                       point which can be shared now is the suggestion                       that although the FAA may eliminate the                       requirement for an FAA AME to issue a third class                       medical, the insurance carriers may still require                       an AME issued medical for aircraft above a fixed                       hull value. So there may be no legal requirement                       for the AME issued 3rd class but                       a practical requirement if one wants insurance.

               

                                                                                                                                                                                                                    

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dlm34077

Joined: 10 Feb 2007
Posts: 115
Location: AZ

Posted: Fri Aug 05, 2016 6:12 pm Post subject: medical reform

It is as usual, the money people make the rules. Depending on whether my aircraft hull exceeds the threshold, I may switch to a 2 place aircraft and go bare. When I received my 3rd class medical in March 2016, the AME and I discussed medical reform and in general some of the applicants he sees. He indicated that there are a lot of people that will continue to fly with disqualifying problems. I can understand the insurance company’s need to rate according to the actual risk, especially for significant hull values. What is significant? I do not know but believe some of the RV10s will qualify. Certainly some of the new certificated aircraft will qualify. $300k $500k ??   

      	 		 			 				 			 		 		 			

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Kellym

Joined: 10 Jan 2006
Posts: 1700
Location: Sun Lakes AZ

Posted: Fri Aug 05, 2016 6:53 pm Post subject: medical reform

It is all showcase political theater. There wasn't a case for need for 

medical evaluation for third class. The required checks don't predict 

future health any more than a driver's license.

Prediction of incapacitation in-flight is the issue, and even a first 

class medical is poor for that. I can think of a couple cases of that 

which have occurred in the airlines in the past 12 months. If we aren't 

preventing medical incapacitation, and we really aren't proving physical 

capability to act as pilot, what in the heck are we doing? There have 

been waivers issued for no arms, for one eye, for all hand controls. Now 

I admit paying passengers don't really like seeing a guy in dark 

glasses, a red and white cane and service dog in captain's uniform going 

into the cockpit...but really what problem are we solving, or is 

Congress trying to solve, besides making the public believe that they 

are preventing medical incapacitation. We all know it doesn't take super 

strength, x ray vision, nor ultrasound hearing.



On 8/5/2016 7:05 PM, David wrote:

 	  Quote: 	
		   It is as usual, the money people make the rules. Depending on whether my

 aircraft hull exceeds the threshold, I may switch to a 2 place aircraft

 and go bare. When I received my 3^rd class medical in March 2016, the

 AME and I discussed medical reform and in general some of the applicants

 he sees. He indicated that there are a lot of people that will continue

 to fly with disqualifying problems. I can understand the insuranceu

 company’s need to rate according to the actual risk, especially for

 significant hull values. What is significant? I do not know but believe

 some of the RV10s will qualify. Certainly some of the new certificated

 aircraft will qualify. $300k $500k ??



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_________________
Kelly McMullen
A&P/IA, EAA Tech Counselor # 5286
KCHD

Bob Turner

Joined: 03 Jan 2009
Posts: 885
Location: Castro Valley, CA

Posted: Fri Aug 05, 2016 8:57 pm Post subject: Re: medical reform

+1 Well said Kelly

_________________
Bob Turner
RV-10 QB

flyboy(at)gmail.com
Guest

Posted: Wed Aug 10, 2016 10:48 am Post subject: medical reform

For what it's worth, AOPA claims to have surveyed insurance companies and found just the opposite:

http://insurance.aopa.org/About/news/Articles/2016/August/The-Impact-of-Medical-Reform-on-Your-Airplanes-Insurance?utm_source=eBrief&utm_medium=Content&utm_campaign=AOPAIS&utm_content=Ins-3rd-class-Med

lyleapgmc

Joined: 19 Feb 2014
Posts: 57

Posted: Wed Aug 10, 2016 10:59 am Post subject: medical reform

The opposite of what?  Give some reference when you respond to an email.

On 8/10/2016 1:48 PM, Berck E. Nash wrote:

 	  Quote: 	
		   For what it's worth, AOPA claims to have surveyed insurance companies 

 and found just the opposite:



 http://insurance.aopa.org/About/news/Articles/2016/August/The-Impact-of-Medical-Reform-on-Your-Airplanes-Insurance?utm_source=eBrief&utm_medium=Content&utm_campaign=AOPAIS&utm_content=Ins-3rd-class-Med

Matt Dralle
Site Admin

Joined: 08 Nov 2005
Posts: 25204
Location: Livermore CA USA

Posted: Wed Aug 10, 2016 11:07 am Post subject: medical reform

Here's the most significant quote from the article, IMHO:



"Because in more than a decade, insurance companies cannot cite any losses

due solely to the medical condition of the pilot that would have been

discovered from a third class medical exam."



Yup, exactly.  Why the FAA couldn't handle this Class3 reform on their own

long ago, is a mystery.

 	  Quote: 	
		   For what it's worth, AOPA claims to have surveyed insurance companies and

 found just the opposite:



 http://insurance.aopa.org/About/news/Articles/2016/August/The-Impact-of-Medical-Reform-on-Your-Airplanes-Insurance?utm_source=eBrief&utm_medium=Content&utm_campaign=AOPAIS&utm_content=Ins-3rd-class-Med




	




-- 



Matt Dralle



RV-8 #82880 N998RV "Ruby Vixen"

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http://www.youtube.com/MattsRV8 - Matt's RV-8 HDTV YouTube Channel

Status: 172+ Hours TTSN - Rebuilding Fuselage After Landing Mishap...



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Status: 150+ Hours Since Purchase - Upgrades Complete; Now In Full Flyer Mode

_________________
Matt Dralle
Matronics Email List Administrator

flyboy(at)gmail.com
Guest

Posted: Wed Aug 10, 2016 11:25 am Post subject: medical reform

On Wed, Aug 10, 2016 at 12:59 PM, Lyle Peterson <lyleap(at)centurylink.net (lyleap(at)centurylink.net)> wrote:

 	  Quote: 	
		  --> RV10-List message posted by: Lyle Peterson <lyleap(at)centurylink.net (lyleap(at)centurylink.net)>

 

 The opposite of what?Â  Give some reference when you respond to an email. 	




Sorry. The opposite of the fear that started and sustained the thread.Â  From David at the beginning: "One point which can be shared now is the suggestion that although the FAA may eliminate the requirement for an FAA AME to issue a third class medical, the insurance carriers may still require an AME issued medical for aircraft above a fixed hull value. So there may be no legal requirement for the AME issued 3rd class but a practical requirement if one wants insurance."

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